Insurance claim denials require different procedures than court appeals. Initial denials should be appealed through insurer internal processes with additional documentation. Time limits apply for administrative appeals. Denial letters must explain reasons and appeal rights. Independent medical examinations may be requested. State insurance commissioners handle bad faith complaints. Litigation becomes necessary after exhausting administrative remedies. Court appeals from adverse verdicts require preserving error through objections. Notice of appeal deadlines are jurisdictional. Appellate bonds may be required for money judgments. Appeals address legal errors, not factual disputes. Success rates vary significantly between administrative and judicial appeals.