A: The primary difference between a settlement and a trial in a personal injury case is how the case is resolved. A settlement occurs when the defendant or their insurance company offers a financial sum to the plaintiff to resolve the case without going to trial. Both parties agree on the amount, and once the settlement is accepted, the case is closed. Settlements are often quicker and less costly than going to trial, but they may result in a lower compensation amount. On the other hand, a trial involves presenting the case in front of a judge and jury. The plaintiff’s attorney will argue the case, present evidence, and question witnesses. Trials can take longer and are more expensive, but they provide the opportunity for a jury to award damages that may exceed an initial settlement offer. Many personal injury cases are settled before trial, but some may require going to trial if the settlement offer is not adequate or if liability is contested.