What does pain and suffering mean as a damage category in Georgia?
Pain and suffering is the legal label for the physical and mental distress an injury causes, compensated as a non-economic loss. It covers the hurt of the injury itself and...
Author: RC SDC
Why are future damages reduced to present value in Georgia injury cases?
Future economic losses are converted to present value because a dollar paid today is worth more than a dollar that would have arrived years from now. Georgia law directs that...
What does a reservation-of-rights letter from my Georgia insurer mean?
A reservation-of-rights letter is an insurer's written notice that it will look into a claim and may provide a defense, while preserving the option to deny coverage later if it...
What is the purpose of punitive damages in a Georgia injury case?
Punitive damages in Georgia exist to punish a wrongdoer and to deter similar conduct, not to compensate the injured person for their losses. They are a separate category from compensatory...
Can I get nominal damages in Georgia if I was hurt but lost little money?
Yes, Georgia law allows nominal damages in situations where a wrong occurred and a right was invaded but the actual monetary loss was small or hard to measure. A nominal...
What happens when my MedPay limits run out before my Georgia medical bills are paid?
Medical payments coverage (MedPay) pays accident-related medical costs only up to the dollar limit on the policy. Once that limit is exhausted, MedPay stops, and the remaining bills must be...
Which UM policy pays first when more than one applies to my Georgia accident?
When two or more uninsured motorist policies could respond to the same crash, Georgia decides the order of payment mainly by the injured person's status under each policy, not by...
Are anti-stacking clauses in Georgia UM policies enforceable?
Anti-stacking clauses, which try to stop an insured from combining uninsured motorist limits, can be enforceable in Georgia, but only to the extent they are consistent with the UM statute...
How can I pursue an overseas manufacturer for a defective product sold in Georgia?
A foreign company that makes a product later sold in Georgia is not automatically beyond the reach of a Georgia injury claim, but suing one raises practical hurdles that domestic...
Why does my Georgia catastrophic case need an economist to calculate future losses?
In a severe-injury case, much of the harm has not happened yet. The medical bills, lost paychecks, and care costs that will accrue over the coming decades dwarf what has...